Mortgage Rates Rise Again Amid Trump’s Push to Publicly List Freddie Mac and Fannie Mae

There is yet another impediment to the housing market this week: interest rates on mortgages ticked up anew. The average rate for a 30-year fixed-rate mortgage is far from the house at 6.89%: up a little from that of days gone by. What is causing this increase? Increasing Treasury yields and Trump's policy signals.

Recently, Trump called again for making Freddie Mac and Fannie Mae public, while promising to maintain some form of federal guarantees. This double-edged approach further complicates an already volatile mortgage environment, especially with Moody's recent credit downgrade of the United States and continued tariff policy changes keeping investors on edge.

Interest also appears to be growing regarding alternatives such as CDs (Certificates of Deposit). With banks offering stable returns on 18-month CDs, some savers are now fleeing market volatility into fixed-income options.

At Decode, we keep analyzing the way fiscal policies and credit conditions play a role in shaping real estate, personal finance, and economic behavior as a whole. Whether you're buying a home, investing, or just watching the market, it's important to stay up to date.